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Business continuity plan (BCP): how to build it in 7 steps

We explain in plain language what a BCP is, what a working business continuity plan consists of and how to build one in 7 steps. Banks and other organisations supervised by the Bank of Russia call the same document a plan for operational continuity and recovery (ONiVD plan).

Updated: 28 June 2026 · Author: Evgeny Telenkov · ≈ 9 min read

What a BCP is, in plain language

A business continuity plan (BCP) is a document that answers the question “what do we do if a key process stops”: who is responsible for what, in what order they act and how quickly they restore operations. A good BCP is made of short step-by-step scenarios of 2–3 pages each. Nobody reads hundreds of pages in a crisis.

A BCP is part of a wider business continuity management system (BCM). It relies on a business impact analysis (BIA) and follows the logic of the ISO 22301 standard.

What a working BCP consists of

  • Critical processes and recovery priorities: what we restore first (from the BIA).
  • Targets: RTO (recovery time objective; it is shorter than the maximum tolerable period of disruption, MTPD) and RPO (the acceptable amount of data loss) for each process.
  • Scenarios: a separate instruction for each type of disruption (cyberattack, IT failure, loss of the office, loss of a supplier, loss of a key employee).
  • Roles and contacts: who makes decisions, whom we notify, phone numbers and backup communication channels.
  • Backup resources: alternative sites, suppliers, equipment and data.
  • Communication plan: what we tell clients, partners and employees, and how.

How to build a BCP in 7 steps

  1. Identify critical processes. The ones the business cannot do without for even a day.
  2. Carry out a BIA. Estimate the cost of downtime for each process and set RTO/RPO.
  3. Find where risk is concentrated. One server, one supplier, one person, one channel.
  4. Describe recovery scenarios. Step by step, in plain language, one per threat.
  5. Assign roles and backups. Who does what, and what replaces a link that has failed.
  6. Run exercises. Only practice shows that the plan works.
  7. Maintain the plan. Review it when the company or the market changes.
Why it matters in money terms: according to ITIC (2024), for over 90% of medium and large companies one hour of downtime costs more than USD 300,000. A prepared BCP cuts downtime from weeks to days. That difference is the economic case for the plan.

A BCP for a single IT system: what changes

Sometimes the plan is needed not for the whole company but for one system: accounting, warehouse or an order portal. The logic stays the same and the starting point changes. The question becomes: which processes stop without this system.

  1. List the processes that run on the system. Each one needs an owner from the business, not just an administrator.
  2. Take RTO and RPO from the BIA. The strictest process on the system sets the requirement for the system.
  3. Find the dependencies. Servers, integrations, accounts, the supplier. Any of them can turn out to be a single point of failure.
  4. Describe the manual mode. What people do while the system is down and how they enter the accumulated data afterwards.
  5. Separate the documents. Recovering the system itself goes into the disaster recovery plan, and running the business without it goes into the BCP. The boundary is covered in BCP and DRP.

A plan like this is proven by an exercise: the system is switched off in a test and the business runs in manual mode.

Common mistakes

  • The plan is written to tick a box and never tested, so it fails in a crisis.
  • The document is too long, and nobody opens it.
  • There are no owners or contacts, so it is unclear who makes decisions.
  • The plan is not updated, although the business and its risks have changed over the year.

Structure of a continuity plan

The list in the section “What a working BCP consists of” describes what the plan must contain in substance. The table below shows how this maps onto the sections of the document.

Plan sectionWhat it containsCommon mistake
Critical processesList of processes without which the business stops (critical process register)Everything gets included, and the plan becomes bloated
Roles and authorityWho declares a crisis, who makes decisions, who talks to clientsEverything depends on one person
Disruption scenariosIT failure, loss of the office, loss of a supplier, staff unavailableOnly fire and flood are covered
Recovery plansSteps, timeframes (RTO) and owners for each scenarioTimeframes are not agreed with the business
Contacts and resourcesEmergency contacts, backup sites, access rightsThe list goes out of date in the first month
TestingSchedule of exercises and the update procedureThe plan is written and never tested

Continuity plan template: docx

A template for a manufacturing, trading or service company: eight sections, a crisis team with deputies, five scenarios with strategies, procedures for the first 24 hours and a list of appendices.

Download the template. An eight-section plan with tables and sample values. Format: docx, 6 pages.

For credit institutions, use the ONiVD plan template (in Russian) with the mandatory elements of Bank of Russia Regulation No. 850-P. No registration, no forms. If you need to adapt the template to your organisation or to pass an inspection with it, contact us: how we do it and how long it takes.

Frequently asked questions

How is a BCP different from a disaster recovery plan (DRP)?

A BCP covers the whole business (processes, people, suppliers, communications). A DRP covers the recovery of IT systems and data. A DRP is usually part of the BCP, as its IT component. More in the article BCP and DRP: what is the difference.

How many pages should a BCP be?

A working plan consists of short scenarios of 2–3 pages for each threat, plus contacts and priorities. What matters most is that the team can act on it without stopping to think.

Where do you start when writing the plan?

With a business impact analysis (BIA): identify your critical processes and the cost of their downtime. You can start with the free resilience assessment on this site.

Check your recovery numbers

The assessment shows where the recovery times the business needs do not match what the technology can deliver. After that, either your specialist calculates these numbers, or we do.

Evgeny Telenkov
Director, Business Continuity Practice · PhD in Economics · Academic Director and Chief Examiner
Best Risk Manager of Russia 2020 (RusRisk). Built business continuity at Nornickel from scratch. Author of more than 30 continuity plans. Worked in the risk functions of Beeline, Rosneft and EY. Chief Risk Officer of a USD 20 billion petrochemical megaproject. Deputy Chair of Rosstandart Technical Committee 010 “Risk Management”, co-author of six GOST R standards. Author of the ERGP and SAFE programmes.
Section 03 · Impact analysis and recovery Business impact analysis (BIA) → · All materials in this section